Does Your Insurance Policy Cover Water Damage - part 2

Homeowner’s insurance covers sudden and accidental water damage only. In some situations, there may be disparities in an insurance company’s interpretation of “sudden” and “accidental.”

This is Kent Campbell, owner of Water Damage Restoration Tech. I’ve been in this business most of my life, and I know proper water damage discovery can be tricky.

When I see a situation where an insurance company says my customer is not covered, I naturally become their advocate. If they are still denied, I work to help reduce their cost to remediate.

If they can be covered, deductibles and coverage limits still come into play. I can also help decipher confusing policy language and—since claims raise rates—help a customer determine when out of pocket makes more sense than insurance.

Our analysis and estimates are free, and my focus is on helping you navigate to the right decision.

Does Your Insurance Policy Cover Water Damage