Does Your Insurance Policy Cover Water Damage - part 4

Most insurance policies do not cover damages that result from lack of maintenance. If you repair a dishwasher, then it floods your home, your insurance company will likely refuse to cover the accident.

In addition, most policies will not pay to repair the source of water damage. Even if damage from a broken dishwasher is covered, your insurance company will not replace that appliance.

If you are covered, deductibles apply and there are coverage limits to consider. Read the details of your policy before you have to file a water damage claim.

Taking Steps to Prevent Home Water Damage is one of your best investments and we covered “ounce of prevention” tips for both the interior and exterior of your home in a series of earlier posts.

Does Your Insurance Policy Cover Water Damage